Borrow cash without collateral on Teller

Traditional and stablecoin loans.

TELLERAI
See what you pre-qualify for
Personal LoansNo-collateral cash, check if you pre-qualifyCredit CardsSee the best cards for this monthBusiness LoansWorking capital for your businessHELOCsTap your home equity at the best rateAuto RefiLower your car payment by refinancingAsset-backedBorrow against BTC, ETH & stocksEarn YieldPut your stablecoins to workTeller ScoreBuild your score to unlock loans

Teller in the numbers

$80M+
loans processed
$1.5M+
yield generated
50+
lenders in network
Backed by
Franklin TempletonToyota VenturesUpstartBessemer Venture PartnersBlockchain CapitalFramework

How loans on Teller work

View all guides →
DEBIT collateral BNB Chain Teller
TTeller TeamSep 28, 2026

New Collateral: $DEBIT

$DEBIT is now supported as collateral on Teller on BNB Chain. Holders can borrow stablecoins without selling DEBIT first, subject to available lending pools and offers. Loans have fixed terms and no margin calls during the loan term. Borrowing is also accessible through Debit AI.

Read article →
PONS collateral Teller

New Collateral: $PONS

Sep 25, 2026
STRATEGY MSTR collateral Teller

New Collateral: $STRATEGY, $MSTR

Sep 18, 2026
hyperRAM collateral Teller

New Teller Collateral: hyperRAM on HyperEVM

Sep 15, 2026
Teller collateral assets

New Teller Collateral: EGG, MarsCoin, and Basecat

Sep 5, 2026

Ways to Borrow

Pre-qualify for a no-collateral loan, or borrow against your assets.

Option 1 · Unsecured

Borrow with no collateral

Check if you pre-qualify, nothing locked up.

No collateralFunds → your bank
  • ✓Pledge nothing: no crypto, no assets
  • ✓See if you pre-qualify, no hard credit pull
  • ✓Funds land in your bank account
See if you pre-qualify →Read the guide
Option 2 · Asset-backed

Asset-backed loans, no margin call

Borrow against BTC, ETH, and stocks like TSLA, without selling.

BTC · ETH · TSLANo margin calls
  • ✓Collateralize BTC, ETH, TSLA & more
  • ✓No margin calls, no surprise liquidations
  • ✓Keep your upside while you borrow
Borrow against your assets →Read the guide

Track, save, and borrow all in one app

Monitor your net worth and earn yield on your stablecoins, then borrow cash without collateral, all from one place. Learn more

9:41
Teller
AllCashEarnLoans
Net Worth
$2,250,910.40
+$10,400 since Mar 1
Assets
Cash · USDC$254,054.94
Bitcoin$1,402,118.00
Ethereum$594,737.46
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