Borrow cash without collateral on Teller
Traditional and stablecoin loans with as little as no collateral.
See what you pre-qualify for
Personal LoansNo-collateral cash, check if you pre-qualify
Credit CardsSee the best cards for this month
Business LoansWorking capital for your business
HELOCsTap your home equity at the best rate
Auto RefiLower your car payment by refinancing
Asset-backed LoansBorrow against BTC, ETH & stocks
Earn YieldPut your stablecoins to work
Teller ScoreBuild your score to unlock loans
Teller in the numbers
How loans on Teller work
Personal loans with a soft credit check only: US guide (2026)
Jul 22, 2026
Loan marketplaces vs direct lenders: pros and cons (2026)
Jul 22, 2026
Loan pre-qualification with no hard credit pull (2026 guide)
Loan pre-qualification uses a soft credit check, which never affects your credit score; a hard pull only happens when you submit a full application to a lender. Under the FCRA, soft inquiries are visible only to you, while hard inquiries can shave a few points and stay on your report for up to two years. Marketplaces like Teller run one soft-check pre-qualification (about four minutes) against many lenders' eligibility rules, so you only spend a hard pull once you've chosen an offer worth applying for. Pre-qualification is not approval.
Read article →
Personal loans with a soft credit check only: US guide (2026)
Jul 22, 2026Loan marketplaces vs direct lenders: pros and cons (2026)
Jul 22, 2026Unsecured crypto loans: requirements & credit checks (2026)
Jul 22, 2026Fees to watch in no-collateral lending (2026 guide)
Jul 22, 2026Ways to BorrowTwo ways to borrow on Teller
Pre-qualify for a no-collateral loan, or borrow against your assets.
Borrow with no collateral
Check if you pre-qualify, nothing locked up.
- ✓Pledge nothing: no crypto, no assets
- ✓See if you pre-qualify, no hard credit pull
- ✓Funds land in your bank account
Asset-backed loans, no margin call
Borrow against BTC, ETH, and stocks like TSLA, without selling.
- ✓Collateralize BTC, ETH, TSLA & more
- ✓No margin calls, no surprise liquidations
- ✓Keep your upside while you borrow
Track, save, and borrow
all in one app
Monitor your net worth and earn yield on your stablecoins, then borrow cash without collateral, all from one place. Learn more
